This program has a low rate for the first year and a slightly higher rate for the second year and the the third year and balance of 30 year loan is the same rate.  Example 1:  4.5% 1st year, 5.5% 2nd year and 6.5% for the third year and all the rest of the thirty year plan with no refinancing needed.  This saves you money from the very first month.  Call us to allow us to explain this exciting program and see if if fits your needs.

Example 2 let's sy the payment is $1,000 a month, we pay $250 a month every month for the first year.  You would save $3,000.  The second year we would pay $150 a month and you would save $1,800 for a total savings of $4,800 in 2 years.  Please remember these are just two examples and we will give you exact numbers customized to fit you. 

We can use one loan to provide 100% financing and structure a loan so you could possibly have no closing costs as well.  We can also provide 2 loans; a first and second to achieve the same end result.  This way the second can be paid off when your house sells. Many people can afford a home payment but can not easily come up with the down payment and closing costs.  We can show you how to structure your loan so there no out of pocket cash.

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Second homes are fast becoming a necessary loan for many of our customers.  We have 100% financing for second homes.

Why pay extra high rate for second and vacation homes.

Investors and top lenders are increasing the amount of programs for investment properties.  We have 90% financing for investment homes.  Investor are stopped at 4 homes with loans at this time.

More and more people see real estate investment as a means to increase their net worth.  Call us to review what we can do for you.

Medallion DOES LAND LOT LOANS!  We can even refinance Lot loans for an extra 5 years.  Call us to customize your loan.

Most mortgage brokers can not lend for commercial loans.  Recently, we did an 80% loan allowing the seller to hold a 10% second giving the applicant a 90% loan.  Our competitors were lending 70% with no seller held second.  Needlees to say, it is worth your time to inquire about our up to one million dollar loans.

In almost all cases under $ one million, we do not require tax returns or financial statements or pay-stubbs.  We lend money on the value of the property.   Sorry, no gas stations or converted properties were there was tanks still in the ground.  We do apartments, office buildings, funeral homes and many other commercial properties.